Saturday, December 4, 2021

A Real Solution for the Vast Majority?

Everything should be simple.  Why isn't it?

There is nothing hard to understand about truth and integrity.  It follows that if you are perceived as one who is honest and adheres to virtue, you should be someone worthy of trust.  So where does everything break down?  

I think it boils down to understanding that trust is built over time.  It is not implicit, it is earned.  It is a thousand micro-actions that lead to the macro of trust.  It is something that evolves, it is not something that is granted, in most cases, especially when two people do not know each other, initially.

Corresponding to this, "A Real Solution" is simply a statement and perception that (like trust) needs to be earned.  We have every confidence that our solution IS real for the vast majority.  However, in the process of getting people to adopt what we do as something they embrace, there is a significant amount of education that is necessary.  It is a thousand micro-actions of building credibility, one individual at a time.

As such. the "Vast Majority" is more aligned with something that would appear in a Mission Statement.  It is not an operational construct.  Even though what we do may make sense to most people if they take the time to understand what we do, it nonetheless is "operationalized" one person at a time - through the establishment of credibility and the earning of trust.

Simply making the statement of being "worthy of trust" falls well short of it being actualized.  We deal with the Vast Majority one person at a time, and this requires time and effort, repeated over and over until your individual goals have been met.



Tuesday, November 30, 2021

Thanks, but No Ranks

This post is a point of clarification.  

Our business is in the Affiliate Marketing space.  Yes, we build organizations, however, Rank Advancement is a Multi-Level Marketing concept.  MLM's "rank advance" through the growth of business volume, which is typically associated with organizational size.

As one advances in rank, they get a bigger piece of the pie.  If the first level is 5%, the rank advance may mean 3% or a total of 8%... along with a title change from (in metals) Bronze to Silver to Gold to Platinum.  The company tracks these transactions and pays the distributor on a predetermined schedule.

This is not our model.  We earn 100%, paid directly - peer to peer.  The company tracks these transactions as an accounting and "scorekeeping" function, however, money is paid directly to you.  The company is not a middle man that holds your money, it simply is a portal for your transaction to take place.

This is a huge difference.  We grow, but Rank Advancement is not included in what we do, we are all at the top level of our compensation structure, based on the level you choose to participate.

Sunday, November 28, 2021

Funding Life and Financial Literacy

Many people want or need more money and know if they simply "found" something to plug into... that actually worked, it would provide the all-important grease that would make life a whole lot easier. I have used the expression many times, "There are a million ways to make money, you only need one". I have also said, "Money is the grease that lubricates life". Both obviously infer the "idea" that money plays a huge role in people's lives.

Most people have a job to fund their life. It is a fixed income approach, working for a salary or a wage. Their only "leverage" is getting a 401K match from their employer and then hoping the Stock Market performs in a manner that supports growth. The goal of a 401K is retirement, so it is of little use until you are 59 1/2, unless you want to borrow against it and incur stiff penalties for doing so.

So what are the alternatives in the "million ways" to make money? A second and/or third job > Real Estate Investing > Bitcoin > being a reseller on Amazon, or selling your own stuff on eBay or Etsy > you can do manual labor side jobs from babysitting to painting a house... Each of these help "fund life" and provide "grease".

Then, there is what we do. We employ financial mechanics. We utilize leverage. In the initial stages of what we do, there is no avoiding the WORK of putting (people and their money) in place to enable leverage, however, once an organization is built (and you have the savvy to maintain it) the income continues month to month and year to year.

Understanding how this takes place is a function of financial literacy. Financial literacy is the set of skills and knowledge that allows someone to make informed and effective decisions with their money.

In other words, it goes beyond "making a buck". It assumes that once you have a "buck" - you make conscious decisions about how to use it. You can: 1) spend it, 2) save it, or; 3) invest it (put it to work for you). What we do is most aligned with #3.

Another statement we use in our Community is, "We organize knowledge, people and money for everyone's benefit". Here is another definition of financial literacy: Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. Financial literacy is the foundation of your relationship with money, and it is a lifelong journey of learning.

Fundamentally, we ask people to change their relationship with money. We ask them to "add" the perspective of leverage. We utilize leverage by organizing knowledge, people, and money into a process designed to enable this to happen.

This "adding and learning" defines literacy. It is Financial Literacy that enables people to fund their lives.