There is a problem most of us share. We struggle to get by, financially. I am not certain you would want to wear the label, but I am certain I among the working poor.
In my view, this is a relative term based upon how your income stacks up against your bills. I define the working poor more in terms of the amount of stress that is induced by not having enough money to do the things you want.
For most of us, there are reasons we have continued to live hand-to-mouth, have little to no investment income or simply have no money in savings. We each have our cross to bear... my wife characterizes our lifestyle as, "the very low end of comfortable".
What this means as a practical matter is that we can meet all of our bills, go out to dinner once in a while... but we do not hold season tickets to the theater, we drive a 3 year old sub-compact car and we have not gone on a real vacation in a few years. When we did, we decided to splurge and blow our tax refund. If any of this is beginning to sound familiar, you will understand that I "get" the first three sentences of this post.
The question is, "does this have to be our destiny", fraught with struggle, lack and stress? Or might there be some common-sense, practical notions that can combine with education, tools and strategies that can lift you and me out of the class of "the working poor" to a position of greater financial prosperity?
This is what this blog is about. It is about running counter to the current economy and the status quo of our being swept down the river. It is about creating our own economy and providing the reasons and rationale for an alternative. This blog is about education and modification of your mindset - ultimately leading to a change in your lifestyle, which can only be accomplished by having more money in your bank account.
To some, it will all make sense and you will want to join us. To others, it simply may not be the right time, or strike the right chords. However, to both, you will not be able to argue the authenticity or sincerity of our community's ethos to provide a viable and realistic path to greater financial security.
