Are you one of the Working Poor?
Here is a test. See how many of these "Dirty Dozen" you find yourself answering "yes" to: 1. You do not go on "real" vacations... defined as planned trips, with hotel stays that you need to fly or drive to, typically with something to do that defines the trip. 2. You buy generic and bargain brands at the grocery store and agonize over what meat to buy because everything is so expensive. Ultimately, you eat a lot of pasta and chicken thighs and you have gotten really good at being creative with both. 3. You bought your car because it was what you can afford, but is not really what you would prefer to drive. 4. If you are a woman, getting a manicure, pedicure or massage is an extravagance, and this pampering induces guilt because the money could /should have been spent on other things. 5. When you go to a restaurant, your eyes are first drawn to the prices of things, not the menu items themselves. You order last and typically choos...